WhatsApp Business API for new payment notification
The scenario sends the finance manager a personalised WhatsApp template when a new payment is received.
Use case overview
The scenario sends the finance manager a personalised WhatsApp template when a new payment is received. The message includes the customer name, payment amount, and payment date. A static URL button opens the billing dashboard.
Template example
💳 New payment received
Customer: {{1}}
Amount: {{2}}
Date: {{3}}
Review the payment in the billing dashboard.
- {{1}}customer name
- {{2}}payment amount
- {{3}}payment date
- “Open billing”button — fixed in the Meta template

When to use it
Reach for this scenario when a payment gateway or billing system posts a successful charge and the finance manager needs to know before the next dashboard refresh. It fits finance teams monitoring incoming payments, billing ops matching offline or bank transfers in ERP, and integrators wiring PSP webhooks to internal manager alerts via 1MSG.
Workflow
- Trigger
Billing or the payment gateway emits a new-payment event.
event·triggered - Capture event
The system resolves the finance manager phone number and payment summary fields.
phone:"+…" - Build & send
An internal notification template is built with three body variables and a static URL button.
POST/sendTemplate - Delivered
The manager receives the WhatsApp alert on their phone.
delivered - Status tracked
Delivery result is logged; the manager opens the billing dashboard via the button.
status:"read"

Technical implementation
Prerequisites
- 1MSG API Key · How to get API Key
- WhatsApp Business account · How to Connect WABA
- WhatsApp Template · How to Approve WABA Template
- Customer opt-in · How to Manage Customers Consent
Code examples
#!/usr/bin/env bash
set -euo pipefail
# === Configuration (replace "___" placeholders) ===
API_BASE_URL="https://api.1msg.io" # production 1MSG API base URL
CHANNEL_ID="___" # channel ID from 1MSG dashboard
API_TOKEN="___" # channel JWT token (Bearer)
TEMPLATE_NAME="___" # approved template name
TEMPLATE_NAMESPACE="___" # template namespace (required — send fails without it)
TEMPLATE_LANGUAGE="___" # template language code, e.g. "en"
# === Test data ===
MANAGER_PHONE="___" # manager phone in international format
TEST_CUSTOMERNAME="___" # {{1}} customer name
TEST_PAYMENTAMOUNT="___" # {{2}} payment amount
TEST_DATE="___" # {{3}} date or time
PHONE_NORM="$(printf '%s' "$MANAGER_PHONE" | tr -cd '0-9')"
for pair in "CHANNEL_ID=$CHANNEL_ID" "API_TOKEN=$API_TOKEN" \
"TEMPLATE_NAME=$TEMPLATE_NAME" "TEMPLATE_NAMESPACE=$TEMPLATE_NAMESPACE" \
"TEMPLATE_LANGUAGE=$TEMPLATE_LANGUAGE" "MANAGER_PHONE=$MANAGER_PHONE" \
"TEST_CUSTOMERNAME=$TEST_CUSTOMERNAME" \
"TEST_PAYMENTAMOUNT=$TEST_PAYMENTAMOUNT" \
"TEST_DATE=$TEST_DATE"; do
val="${pair#*=}"
if [ -z "$val" ] || [ "$val" = "___" ]; then
echo "Missing configuration value: ${pair%%=*}" >&2
exit 1
fi
done
if [ -z "$PHONE_NORM" ]; then
echo "Error: phone number has no digits after normalization" >&2
exit 1
fi
URL="${API_BASE_URL%/}/${CHANNEL_ID}/sendTemplate"
# params carries body ONLY. Button text is fixed in the Meta template — no button param.
# {{1}} customer name → ${TEST_CUSTOMERNAME}
# {{2}} payment amount → ${TEST_PAYMENTAMOUNT}
# {{3}} date or time → ${TEST_DATE}
read -r -d '' PAYLOAD <<JSON || true
{
"phone": "${PHONE_NORM}",
"template": "${TEMPLATE_NAME}",
"namespace": "${TEMPLATE_NAMESPACE}",
"language": { "policy": "deterministic", "code": "${TEMPLATE_LANGUAGE}" },
"params": [
{
"type": "body",
"parameters": [
{ "type": "text", "text": "${TEST_CUSTOMERNAME}" },
{ "type": "text", "text": "${TEST_PAYMENTAMOUNT}" },
{ "type": "text", "text": "${TEST_DATE}" }
]
}
]
}
JSON
RESPONSE="$(curl -s -w '\n%{http_code}' -X POST "$URL" \
-H "Content-Type: application/json" \
-H "Authorization: Bearer ${API_TOKEN}" \
-d "$PAYLOAD")"
HTTP_CODE="$(printf '%s' "$RESPONSE" | tail -n1)"
BODY="$(printf '%s' "$RESPONSE" | sed '$d')"
case "$BODY" in
*'"sent":true'*) ok=1 ;;
*) ok=0 ;;
esac
if [ "$HTTP_CODE" -ge 200 ] && [ "$HTTP_CODE" -lt 300 ] && [ "$ok" -eq 1 ]; then
echo "Message sent to manager."
echo "API response: $BODY"
else
echo "Send failed. HTTP status: $HTTP_CODE" >&2
echo "$BODY" >&2
exit 1
fi
Response and delivery status
HTTP 2xx and JSON "sent": true mean 1MSG accepted the message for sending — not that it already reached the customer's phone. Save the id field (looks like wamid.…) to correlate delivery callbacks.
{
"sent": true,
"id": "wamid.HBgLMzgwNjM5...",
"message": "Message accepted for delivery"
}sentAccepted for sending — not yet on the customer's phone
idStore it; delivery callbacks and
hookInfoare keyed on this
Delivery itself arrives later, as a separate callback. Register a webhook (POST …/webhook) and 1MSG POSTs status updates to your HTTPS endpoint in a top-level hooks[] payload.
{
"hooks": [
{
"id": "gBGGeSaGViBfAgnlzOSHEwK9O6F",
"type": "message",
"status": "sent",
"timestamp": "1654864094",
"recipient_id": "556123122026"
}
]
}statussent,delivered,read— or a failure status when applicableidCorrelates the callback with the
idreturned by the send calltimestampUnix seconds, as a string
If you would rather not receive callbacks, poll GET {base}/{channel}/hookInfo?messageId=<id> instead. In practice delivery often completes within seconds — but the API contract does not guarantee it, so never block a flow waiting on it.
Common errors
| Status | Response | Cause |
|---|---|---|
| 200 | Message was not sent: template is not defined | namespace, template or language missing from the request body. |
| 200 | template name (…) does not exist in <language> | The template is approved in a different language than the one requested. |
| 200 | Message was not sent: provide chatId, phone, bsuid, or username | No recipient the channel could resolve. |
| 403 | access denied | The token is wrong, or belongs to a different channel than the URL. |
| 429 | too many requests. please try later | The channel is over its send rate. |

